Personal Finance Accountability Program

Personal Finance Accountability Program

Three months from now, you could have a budget that works, debt under control and investments already running.

Our hands-on coaching program gives you an expert coach in your corner, week after week, so you stop planning to sort out your money and actually do it. You get a personalised plan built on your real numbers, and accountability that keeps you on track until the results show.

You already know what you should do. The hard part is doing it.

You’ve made the budget before. You’ve promised yourself this is the month you start investing. You’ve watched the videos and saved the posts. Then life happens: an emergency, a family request, a tempting purchase, a busy month. Before you know it, another year has passed, and nothing has really changed.
Most people aren’t missing information. What they’re missing is structure, expert guidance, and someone to hold them accountable.
That’s exactly what this program gives you.

Minimum Commitment: 3 Months

Real change takes time, and that’s why this program has a minimum duration of three months. This gives us the time to build strong financial habits, overcome obstacles, and set you up for long-term success.

THE 5-PILLAR COACHING CURRICULUM

What the program covers

01

A curated budget built on your real numbers

We start by mapping your money in detail: your inflows, your outflows and the spending loopholes we can close. That shows us your true disposable income, which becomes the foundation of your savings and investment strategy.

02

Debt management and debt freedom

If debt is holding you back, we build a clear plan to audit, restructure and clear it, whether it’s mobile loans, SACCO and bank loans or credit cards, so more of your income goes towards building wealth.

03

Step-by-step investment education, local and offshore

We take you through local options such as money market funds, Treasury bills and bonds, SACCOs and NSE shares, as well as offshore investment options. We then guide you through opening the accounts, so you’re not just informed but actually invested.

04

Money EQ (The Psychology of Money)

We take you through local options such as money market funds, Treasury bills and bonds, SACCOs and NSE shares, as well as offshore investment options. We then guide you through opening the accounts, so you’re not just informed but actually invested.

05

Black Tax and family obligations

We help you plan for supporting family with compassion and clear boundaries, so you can help the people you love without sacrificing your own future.

Your financial future starts with one decision

You don’t have to figure it all out alone. Get expert guidance, a personalised financial plan and the accountability you need to turn your financial goals into reality.

This program is for you if:

How accountability works

  • One-on-one Zoom sessions: one or two 90-minute sessions a month, depending on your plan, focused entirely on you
  • Weekly check-ins: we check on your progress every week throughout the program, so you never drift off track
  • Email and WhatsApp access: ask questions and get encouragement between sessions
  • Minimum three-month commitment: enough time to build habits that last, not just a burst of motivation

By the end of the program, you'll have

  • A well-structured budget you can realistically follow
  • Your investments already set up and working for you
  • A clear debt plan, if you need one, and real progress on it
  • A follow-up plan for the short and medium term, so you know exactly what comes next
  • The confidence and discipline to keep going on your own

Individual Accountability Program | Plans & Pricing

Silver Plan

  • One accountability Zoom session per month, 90 minutes
  • Email and WhatsApp access all month

KES 30,000 per individual monthly | KES 40,000 per couple monthly

Minimum commitment is 3 months.

Gold Plan

  • Two accountability Zoom sessions per month, 90 minutes each
  • Email and WhatsApp access all month

KES 40,000 per individual monthly | KES 50,000 per couple monthly

Minimum commitment is 3 months.

Why clients trust The Legacy Hub

Our expert coaches, led by founder Susan Wanjiku, combine a professional grounding in Economics and Finance with certified personal finance coaching. More than 1,000 individuals have been coached to measurable outcomes, and leading institutions such as Standard Chartered, Diageo/EABL and SanlamAllianz trust us with their teams.