Read a book alone and the motivation fades by month two. Track numbers alone and you lose heart in the slow middle. This bundle gives you the thinking and the proof, side by side.
The Legacy Debt Freedom Blueprint, 69-page PDF
The thinking, the method and the coaching.
The Legacy Debt Freedom Tracker, Excel, 5 sheets
The numbers, done for you.
The eBook tells you what to do. The Tracker proves it is working.
Two products, one clear path out of debt. The eBook shows you exactly what to do. The Tracker shows you, every single month, that it is working.
Most debt advice tells you to try harder: cut the coffee, find more discipline, stop spending. But debt rarely comes from weak character. It comes from invisibility. Not knowing what you owe in total. Not knowing what each loan truly costs. Not knowing which one to pay first. You cannot fix what you cannot see.
Many app loans charge between 9% and 20% for just 30 days. Stretched across a year, that is roughly 110% to 240%. A small loan is not small when it never leaves.
Imported debt advice assumes a world of credit cards and tidy monthly statements. Ours is different: daily-priced mobile credit, overdrafts that refill themselves, salary check-offs and family loans. So before you pick a strategy, you put everything in the right order.
Every step is explained in the eBook and built into the Tracker as a strategy you can select.
you are looking for a quick fix or someone to make the payments for you. This bundle gives you the system. The decisions stay yours.
Know your exact total, across every lender, app and person you owe.
Know the true yearly cost of each debt, and which ones are quietly the most expensive.
Have a dated plan and a debt-free date you can watch move closer.
Know where every extra shilling goes, so no payment is wasted on guesswork.
KES1,050for both products
Yes. You only type in the pale yellow cells and choose from drop-down lists. The Start Here sheet walks you through it, and the formulas are locked so nothing breaks.
Yes. Set your main currency, then add a second one for debts back home. Your totals and debt-free date are calculated in your main currency.
The eBook reads well on any phone. The Tracker works best on a laptop or desktop in Excel.
That depends on your numbers, and we will not promise a date we have not seen. The Tracker calculates yours the moment you enter your debts.
It is financial education. For a plan built around your exact numbers, our expert coaches offer a 90-Minute Personal Finance Consultation.
You do not need a bigger salary to start. You need to see the whole picture, put it in the right order, and keep going when it feels slow. That is exactly what this bundle is built to do.