5 Mindset Shifts That Will Get You Out Of Poverty and Bad Debt


Poverty and bad debt can feel like a never-ending cycle. The weight of financial insecurity can lead to stress, anxiety, and even depression. However, it’s important to remember that it’s possible to break out of this cycle with the right mindset and habits. I was there too when I lost my job, had no income […]

5 Reasons Why Your Budgeting Is Not Working


Have you been trying to learn about, read about or even watch videos regarding budgeting but every time you try to apply that information to your own personal finances, you just can’t seem to do it right?  You might feel like you suck at this and maybe it’s not for you but with a bit […]

The Ultimate Guide To Creating A Personal Financial Plan

Financial plan

Managing personal finances can often seem overwhelming and confusing, but creating a well-defined financial plan does make it easier to achieve financial goals and secure a stable financial future.  Whether you are just starting out in your career, preparing for retirement, or somewhere in between, this is the ultimate guide that you need, to take […]

10 Money Habits That Are Keeping You Broke

Money habits

Do you ever find yourself struggling to make ends meet, even though you have a steady income? Do you feel like you’re living paycheck to paycheck and can’t seem to get ahead financially? If so, you’re not alone. So many of us have some bad money habits that are keeping us broke, and we don’t […]

How To Stop Struggling With Financial Discipline

financial discipline

“Discipline is the bridge between goals and accomplishment.” – Jim Rohn. We all set financial goals at some point in our lives. But are we always able to accomplish these goals? Financial discipline is one very important aspect of personal finance that plays a vital role in securing your financial future. Self-discipline is a skill […]

The 5 Most Lucrative & Legit Online Side Hustles

Online side hustles

Online side hustles are a great way to earn extra income and supplement your regular income. With the rise of the digital economy, there are now more opportunities than ever to start your own business or offer your skills and services to others.  However, it can be difficult to know where to start and which […]

How To Prepare Your Finances For A Recession 


In the past few months, it has been completely impossible to hear someone talk about money or the economy without mentioning the fact that there is a looming recession. Most financial advisors and analysts are actually saying that we already are in an economic recession or we are already going into one. This is not […]

How To Avoid Overspending During The Holidays


The December holiday season is a time when everyone is in a calm and celebratory mood. With this comes a lot of spending. January is the month when most people feel the impact of their holiday season decisions; increased stress, debts with no money to pay back and regret over money spent. But it doesn’t […]

Money Market Funds – Crash Course

money market funds

Money market funds are one of the best investment methods even for anyone who has never invested before. If you’ve never quite understood what they’re all about, here is everything you need to know. Now get your notebook and your pen and let’s dive in. What Are Money Market Funds Money market funds fall under […]

5 Reasons Why You Should Have Multiple Savings Accounts 

multiple savings accounts

One of the surest ways to improve your personal finance experience is by having a healthy savings culture. This, you can achieve by having multiple savings accounts. Most people desire to build and grow their wealth but it takes time, patience and commitment to achieve this goal. Building wealth generally happens in 3 simple stages: […]