7 COMMONLY FORGOTTEN BUDGET CATEGORIES

commonly forgotten budget categories

We know budgeting and the critical role it plays in the success of your financial goals. At this point, you’ve probably done the essential budget categories and your monthly budget is up and running! We want to go a step further and fine-tune your budget. We are going to  seal off ‘spending leaks’ that we […]

PAYDAY ROUTINE: WHAT TO DO EVERY PAYDAY

payday routine accounting

A payday routine is a series of activities that you do every time money comes in. The point of a payday routine is to help you focus on your financial goals.

3 THINGS YOU CAN DO TO BEAT INFLATION

Inflation is at an all-time high. The entire world right now is complaining of rising prices and increased cost of living. And the worst part is that it’s going to get worse before it gets better. This is something that we are going to have to live with and so we have to be smart […]

THE SMARTEST WAY TO GROW YOUR MONEY

Money growing in a jar

What’s the smartest way to grow money? I get asked this question quite a number of times. Today I am going to share some insights and tips on how exactly you can go about growing your money. Knowing how to grow your money is the ultimate key to your financial freedom. If you’ve been on […]

MONEY TIPS FOR YOUNG ADULTS

money tips for young adults

If you have done adulting for a while now, don’t you wish that finance for adults was an actual subject in school? It is crazy that we come into adulthood, into our first jobs, completely clueless about money and yet we are expected to know exactly what to do when we start earning. We are […]

HOW TO PREPARE FINANCIALLY WHEN MOVING OUT

preparing for financial responsibility of moving out

Moving out for the first time is a big step in every adult’s life. It is something that must be very well planned for and executed. Today let’s share four things that will help you get started financially when you finally move out. You need a stable and reliable income The first thing that you […]

6 SIGNS YOU ARE HEADING TO FINANCIAL DISASTER

Financial crisis ahead

When some things happen to us, we are completely caught off guard. We genuinely did not see them coming. But other things happen to us because the red flags were there, all over the place, and we kept ignoring them or simply just missing them. In financial matters when we fail to acknowledge the signs, […]

HOW MUCH DO YOU NEED TO RETIRE?

How to calculate your Financial Independence Number

A couple of weeks ago there was a Twitter conversation about a guy who had worked for 25 years, contributing to NSSF. After 25 years of contributing around KES 200 to NSSF, he was expecting less than a hundred thousand worth of pension savings. If that is not crazy to you. I really do not […]

THE 5 MOST ESSENTIAL BUDGETING CATEGORIES

5 essential budget categories

Budgeting is the basis of all healthy personal finance habits. Get the budget categories right and you will be amazed how effortlessly you achieve your financial goals. A strong budget will assist you in preventing “spending leaks,” or spending money without thinking. It will assist you in ensuring that you have enough money to make […]

CUTTING COSTS VS MAKING MORE MONEY

cutting cost making more money

Is the budget deficit most of us experience every month a result of an income problem or a spending problem? When you don’t have money do you prefer to cut costs or do you endeavor to increase your income? In today’s blog, we’ll explore which is the better option between the two. Cutting costs I […]